Our Products
Features
- We adopt a flexible approach in structuring financing solutions for business needs of the enterprise, linking the repayments of the loan to the underlying cash flows of the enterprise.
- We offer business loans that are customized for the underlying nature of the businesses.
- Our Relationship Managers are trained to understand the requirements of our customers and offer financing solutions.
For Micro-enterprises
Machinery and Asset Purchase
Svakarma offers term loans for asset purchases, such as machinery, office equipment, etc. to enable business expansion
Tenor: 3-4 years
Rate: 22-28%*
Secured against machinery / equipment being purchased and other collateral like property, insurance policies, current assets etc.
Working capital term loans
Svakarma offers term loans to assist the customer's working capital cycle and cover operational needs
Tenor: 3 years
Rate: 22-28%*
Secured against property, insurance, hypothecation of current assets, machinery
bill
discounting
Svakarma offers timely finance to customers against purchase or sales invoices to cover short-term cashflow mismatch
Facility tenor: 3-6 Months
Rate: 22-28%*
Secured against collateral like current assets, property, insurance, etc.
* Interest rates are dependent upon the risk grading of the enterprise . Our risk assessment parameters include vintage, stability, experience of the entrepreneur, availability of cash flows, available security, industry outlook, etc.
APPLY NOWFor Small and Medium Enterprises
Write to us at businessdevelopment@svakarma.com with your contact and business details and our relationship managers will get in touch with you shortly.